Just this week I received two emails from prior clients with issues related to a Medicaid application filed by a non-attorney. In both cases, I can help correct the errors, but the errors would not have been made if the person filing the application had advised the person to seek the counsel of an elder law attorney. A few times, the damage done could not be corrected, at least immediately.
So, let me quickly give you a few Pros and Cons about using a non-attorney vs an elder law attorney for filing a Medicaid application.
These are some of the actual issues that clients have brought me over the past few years. The Florida Bar has issued stern warning to those who engage in Medicaid planning that equals the unauthorized practice of law. I have referred clients to the Florida Bar who were harmed by the practices of non-attorney Medicaid planners but, unfortunately, there is little they can do. As an attorney, I am bound to provide a certain level of service and, if I don’t, I am subject to a malpractice claim. Non-attorney planners have no licensing agency that oversees the services they provide.
When I meet with clients, I tell them if they need me to do the application. If I feel the application can be processed by a non-attorney, I will refer them to someone (always affiliated with a nursing home or assisted living community) who will be able to help them. But, before they go, I will advise them of the issues they should be aware of such as the spousal impoverishment rules, rules regarding spend-down of assets, and how penalty transfers might be corrected.
My goal is to educate the applicant and the family, so they know what to expect, the right questions to ask, and that all pieces of the puzzle are complete, resulting in approval of the application and the best outcome for all involved.
"In October 2009, my fiancé (and future wife) and I wanted to have estate documents prepared. Upon the recommendation of friends, we contacted an elder law firm in Sarasota, FL. We were assigned to Teresa K. Bowman, an estate planning and elder law attorney. Over the course of several months, she helped us to develop and refine our documents to our exact specifications and requirements, with our complete satisfaction. During the next few years, various modifications to our documents were required, and she helped us to implement these changes, always with absolute professionalism and precision, and with a warm, friendly manner. Incidentally, Teresa Bowman, serving in the role of Justice of the Peace, presided over our wedding ceremony in May, 2010. It was the first wedding ceremony she had ever performed, so we trust that it is just as memorable an event for her as it was for us. In 2014, when Teresa Bowman established her own Estate Planning and Elder Law practice, we, of course, transferred our accounts to her new firm. She has since implemented additional modifications to our estate documents, with the same high level of service that we have come to expect and appreciate. We would have absolutely no reservations in recommending Teresa Bowman and her firm to anyone who has need of the services she renders." - Robert G. and Judith L. Hores